Protect your Computer
Today we use our personal computers to run our lives. We use them to access bank accounts, buying items access to employer information and more. Unfortunately there are other unscrupulous individuals who also want access to the same information for their own means.
These are not children but thieves who are more than likely earning a living by stealing the identities of innocent, law abiding individuals and then selling those identities to others who want to slip by the system. And the only protection against these seedy people is prevention.
These 5 steps will reduce the probability of you experiencing identity theft by making your computer as hacker-proof as possible.
1. Install an anti-virus/anti-spyware program. Anti-virus/anti-spyware software will stop malicious code from downloading and installing onto your computer while you peruse the Internet. Known as viruses, worms, or spyware, this malicious code can destroy important files and render your computer good for only one thing: sending sensitive data back to the server of an identity thief.
2. Don’t store sensitive data on your computer in the first place. Should your computer get infected with a virus, worm, or piece of spyware, you can thwart the individuals responsible by not storing your personal information on your PC so that when and if your computer does send back data – it won’t be anything valuable. Hackers look for things like full names, social security numbers, phone numbers, home addresses, work-related information, and credit card numbers. If these things aren’t saved onto a computer, there’s nothing critical to worry about other than restoring your computer to a non-virus condition.
3. Don’t open files without scanning them with an anti-virus/anti-spyware program. In the past, the warning was to avoid opening files from people that you don’t know. Today it’s really not safe to open files from anyone (without scanning the files) because that’s how viruses get spread – through files – even by mistake. So even though your co-worker may have emailed a funny video, it’s no more safe to open than a video downloaded from a complete stranger. Be safe and scan each and every file you download from the Internet or receive through email regardless of where it came from.
4. Create a barrier between your computer and prying eyes. Anti-virus/anti-spyware programs are only effective after the effect. But you can prevent identity theft from occurring by installing a firewall. A firewall is software that checks all data entering and exiting a computer and it then blocks that which doesn’t meet specified security criteria.
5. Don’t click on website links in spam messages. In an effort to obtain personal information, some spammers will send email that asks you to click on a link. The email messages are often disguised as important messages from well-known online establishments, and they often try to scare their readers into clicking links with threats of closing an account of some sort. Sometimes the links are harmless and attempt to con the reader into volunteering personal information (credit card number), but other times the links attempt to download harmful software onto a computer.